To give youĪn example, my girlfriend had two pugs (ugly little dogs with flat faces) when we met. Ask that person what assumptions he/she is making about you. In economics terms, online dating is one big game of hidden information and “statisticalĭiscrimination.” I would have someone else look at your profile – preferably someone who does not know you very well. Read your profile, they take in the information you give and they also make assumptions about the things you do not say. There are likely to be people for whom online dating is not a good fit. Sure enough, when I checked my official credit-card statement for the month, there were no $1 charges to be found.I’m sorry your experiences have not been more positive. “It’sĪt this point that the final purchase amount is placed on the cardholder account and the $1 hold is removed from the account,” he said. The card issuer - the bank that issued theĬard to the customer - will not know this until the completed transaction is submitted to MasterCard by the merchant’s own bank, and then subsequently sent back to the issuer. ![]() “The issuer does not know when the card is initially swiped how much gas will be pumped, or what the final transaction amount will be,” he said. So it is standard practice for the merchant to get a $1 authorization from the user. when the final amount of the transaction is not known right away. A spokesman, Seth Eisen, said that when consumers use both credit and debit cards to pay, there are some instances - such as when a customer pays for gas at the pump “TheĪmount of $1 is authorized so that the card can be checked without placing a large hold on the customer’s account,” she said, adding, “This $1 will drop off the account automatically.” Some merchants, like gas stations and hotels, do this routinely, as a way to verify that the card is active before authorizing the total amount, she said. ![]() When I contacted the bank that issued my MasterCard, a representative named “Sophie” explained during an online chat that the apparent charges were not charges at all, but temporary preauthorizationsĭone before charging the entire amount. Not exactly budget-breaking, but who likes paying extra fees, when gas is already pricey? Consumer protections typically are greater with credit cards than with debit cards in such situations, according to the Privacy Rights Clearinghouse).īut I was perplexed as to why I was being charged an extra dollar for filling my tank.Įach charge for a fill-up had a corresponding $1 fee added, for a total of $3. (That helps avoid the potential damage from “skimming,” in which crooks try to steal card numbers with illegal I always use a credit card, rather than a debit card, when paying at the pump for gas. Of $1 charges, from the convenience store where I usually gas up my car. Recently I noticed something odd I hadn’t seen before - a series I usually check my credit-card accounts online regularly, to keep on top of spending and to help spot any unauthorized purchases. Unable to cope, but unwilling to accept aid. ![]() Government investigates Hyundai Santa Fe for axle. ![]() Cleaning tired r ugs and floors with Shark Sonic Duo.Freshening up a kitchen for a home sale.Creating your own personal weather station.Effort to reverse rise on college-loan rates stalls.Health-conscious Denver limits group exercise.Each weekday morning, we gather them together here so you can quickly scan the news that could hit you in your wallet. A variety of consumer-focused articles appears daily in The New York Times and on our blogs. All the news from The Times that will hit you in the wallet.
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